9 common mistakes to avoid when opening a certificate of deposit (CD)
A certificate of deposit (CD) is a popular savings instrument. Here, customers earn interest on a lump sum amount locked in for a fixed period. Unlike a regular savings account, the amount invested mu...
Cash cards – Types and best options
A cash card helps you carry digital money for making payments at stores or online. It is a secure and convenient alternative to carrying cash and does not necessarily need a bank account, with the exc...
FHA home loans – Requirements, process, and benefits
Property prices are eternally on the rise. Therefore, the demand for home loans is almost always high. To get a home loan, seekers must maintain a good credit score and overall loan repayment behavior...
Top 6 buy now, pay later apps to save money
Online buy now, pay later (BNPL) offers can help you save money as you shop. It becomes easier with apps that help you do this. You buy something today and then split up the payments over some time. E...
8 common questions about Employee Retention Credit
The Consolidated Appropriations Act of 2021 was enacted to provide relief to individuals and businesses as the world grappled with a healthcare emergency. This Act is an expansion of the Employee Rete...
Top 7 banks that offer six-month term deposit rates
When it comes to investing your money in a term deposit, choosing the right bank can make all the difference. It is important first to explore the top banks that offer the best term deposit rates, all...
6 things to check before buying health insurance
Health insurance is one of the best ways to be prepared for unexpected health emergencies and expenses. Although the jargon and technicalities may seem confusing at times, it is important to prepare y...
11 common credit card mistakes to avoid
A credit card allows one to make purchases and pay later to the bank or lending institute covering immediate costs. Many variables, including salary and debt, come into play when applying for a credit...